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What is Kotak 811 saving account?

Kotak Mahindra Bank is one of the biggest Private Sector Bank in India and serves its customers with a variety of Banking Services like different types of accounts, mutual funds, insurance demat services and much more. With Kotak 811   Saving Account, you also get a chance to earn 6% interest rate and that too without the headache of maintaining a minimum balance.

How to get a 6% interest rate?

To earn a 6% interest rate on your Kotak 811 Saving Account you will have to maintain a balance between 1 Lakh to 1 Crore. You will be entitled to an interest rate of 5% if your account balance is below 1 Lakh. You will also earn an innterest of 5.50% if your account balance is over 1 Crore. 

Maximum amount for Kotak 811 saving Account?

In an account in which KYC has not been done, you can keep Rs 1 lakh in your savings account.

However, after the completion of the KYC, more than Rs 2 lakh balance can be maintained anytime.