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What is Kotak 811 saving account?

Kotak Mahindra Bank is one of the biggest Private Sector Bank in India and serves its customers with a variety of Banking Services like different types of accounts, mutual funds, insurance demat services and much more. With Kotak 811   Saving Account, you also get a chance to earn 4% interest rate and that too without the headache of maintaining a minimum balance.

How to get a 4% interest rate?

The Interest rate on Kotak 811 savings account starts at 3.50% p.a up to INR 1 lakh | 4% p.a. over INR 1 lakh and up to 5 crores | 3.75% p.a above INR 5 crores. These offers are applicable for Resident Accounts only. Also, the interest rates are subject to change. 

Maximum amount for Kotak 811 saving Account?

In an account in which KYC has not been done, you can keep Rs 1 lakh in your savings account.

However, after the completion of the KYC, more than Rs 2 lakh balance can be maintained anytime.